It can be very difficult to know exactly what type of house you can afford based on the deposit that you have. Luckily, there are a couple of options at your disposal.

The benefits of an offset account & redraw facilities
You could save many thousands of dollars over the term of your loan by utilising either an offset account or a redraw facility.

The importance of public transport
Public transport can have a large impact on capital growth and the resale of your property, so even though you might not use it yourself - it is definitely not an element to be overlooked.

How do house and land packages work?
Find out what the 'house and land' phenomena is all about, and see whether this popular new option is worth considering.